Three different letters say a state is holding your money, and only one comes from the state. How to tell them apart and claim without paying anyone.
Unclaimed Property Letter: Is It Real or a Scam? Read Post »
If claiming a prize requires any payment, federal law says it is not a legitimate prize. Plus the removal right most sweepstakes mailings never mention.
Sweepstakes Letters: The One Rule That Settles It Read Post »
Some real processes do require identity documents. What separates a legitimate request from a fishing expedition, and the prepaid envelope tell.
A Letter Asking You to Mail Personal Information Read Post »
Plenty of mailed deadlines are genuine and statutory. What separates a real response window from a manufactured one, and how to check without calling.
Deadline Language on a Letter: Real or Pressure? Read Post »
A demand letter, a collector’s legal department and actual court service are three different things. How to tell them apart and verify the sender free.
A Letter Threatening Legal Action: What to Check Read Post »
Federal law makes solicitations that imitate government mail carry a disclaimer. Where to find it on the envelope, and the named patterns to recognize.
Letters Designed to Look Like Government Mail Read Post »
USPS does not require a return address on ordinary mail. Which senders routinely omit it, when the absence matters, and what happens if you refuse it.
Mail With No Return Address: What It Means Read Post »
A 1978 Supreme Court ruling and a 1980 state law put card operations in South Dakota. Why so much of your bank mail arrives from Sioux Falls.
Sioux Falls SD PO Boxes: Why So Much Card Mail Read Post »
Some boxes never resolve, and that is a real outcome rather than a failed search. How to decide what to do about mail from a sender you cannot confirm.
When a PO Box Cannot Be Identified: What to Do Read Post »
